Our Story

Hi - Mark and Gab here!

We met while working at Alt, a marketplace for collectibles, where we built a $200 million specialty finance business line. At Alt, we faced the complex challenges that come with servicing consumer loans. We spent countless hours and resources developing internal tools to manage loan payments, communicate with borrowers, and keep track of loan performance—all while ensuring a positive experience for our customers.

However, after dealing with the headaches of manual data entry, fragmented systems, delayed payments, lack of personalized borrower engagement, and the stress of maintaining accurate records, we knew there had to be a better way to service consumer loans.

So, we started Finosu to build the servicer we wish we had—an AI-powered consumer loan servicer designed to streamline and enhance every aspect of the loan servicing process. Our mission is to transform loan servicing into a seamless, efficient, and customer-centric experience.

Finosu is developing cutting-edge software to solve the challenges in consumer loan servicing, beginning with:

• Out of the Box Payment Processing: No need to combine multiple systems to collect payments.
• AI-Driven Borrower Engagement: Personalizing communication to improve borrower relationships and reduce defaults.
• Real-Time Analytics: Providing instant insights into loan performance to make informed decisions.
• Default Compliance Workflows: Ensuring all servicing activities meet regulatory standards without extra effort.

Inefficient loan servicing costs the industry tens of billions of dollars each year—expenses that ultimately come out of the pockets of lenders, investors, and consumers. We're changing that.

By leveraging advanced technology and AI, we're reducing operational costs, minimizing errors, and enhancing the overall borrower experience. At Finosu, we're not just building better loan servicing software; we're reshaping the future of consumer lending.